WE DO THE HARD WORK, SO YOU GET THE RIGHT LOAN
Home loans for everyday Aussies
We can't wait to say: "woohoo, you're approved!"
Finding the right loan is so much more than just comparing interest rates. There is loan structure, repayment & redraw options, hidden fees and other “gotchas” to consider that can easily trip you up if you don’t know what to look out for when comparing options.
Luckily, finding your perfect loan is our super power.
Life is busy… so let us do the hard work for you, and make securing that perfect home loan a stress-free experience.
I was a bit unsure how to go about my first mortgage. The team at Royal Oak made it easy and put the extra effort in for me to understand the finer details. I can't thank them enough for the help and ease of the process.
We just wanted to say thank you again for your work and effort. It's been great to talk to someone that literally gives a s*** and seems to enjoy what they do which normally carries over to being good at it.
NOT SURE ABOUT USING A BROKER?
Here's why a broker is better than a bank.
Banks only show you their loans... we compare all loans.
That’s right… if you go direct to a bank, and the one next door has a better offer, they don’t have to tell you! Whereas we are legally obligated to find the best option for you, and explain the reasons why we have recommended a particular product. Plus, by using a mortgage broker you are comparing products from all the major lenders anyway (and smaller ones too) so it makes sense to go with a broker over a bank.
So how do you choose the right mortgage broker?
You find someone you like, someone you can trust. Someone that you’re confident has your best interests at heart and will work hard to find the best possible loan for your situation. Someone that takes the time to listen to you, and get to know what’s important for where you’re at right now.
COMPARING OVER 70 LENDERS & OVER 3000 LOAN OPTIONS TO FIND THE RIGHT ONE FOR YOU
And here's why our clients recommend us to their friends.
WE ACTUALLY CARE
Experience the Royal Oak difference with a broker that actually cares about you and your family, is available when you call and goes above-and-beyond for you.
HIGH SUCCESS RATE
We love what we do, and we’re pretty darn good at it… which means we work harder than others to find the absolute best loan for you, and enjoy a high approval rate!
SAVE TIME & MONEY
We do all the hard work, comparing over 80 lenders to find the best possible loan for you – saving you time, hassle and money & giving you peace of mind for the future.
Family Owned
We’re a local family business, not a big corporate. We take the time to listen, understand your needs, answer any questions and explain everything to you.
LOWEST INTEREST RATES
Using a broker means you can be sure you’re getting access to the best possible interest rates from a whole suite of banks and lenders.
STRESS-FREE PROCESS
You’ve got enough on your plate with day-to-day life. You don’t need to added hassle of dealing with loan research, fine print and paperwork. We make the process simple.We listen. We compare. We find your ideal loan.
You get approved and do a happy dance.
Our Services
⭐⭐⭐⭐⭐
As a family-owned boutique mortgage service provider, we specialise in providing everyday Australians with a 5-star home loan service.
Our core focus is to ensure you are 100% satisfied with your loan, and get you approved!
Get approval and get into your home.
We are here to help you through the process. We work with you to get you the loan that works best for you.
Step 1: Book a quick call to answer questions and ensure we are the right fit for you.
Step 2: We’ll arrange and interview to better understand you and your situation. We can visit you at home or meet online via video chat (your choice).
Step 3: We compare options, give you our recommendations, and complete your application.
And unlike some other brokers, we respond to calls and emails because we actually care about you and want to be sure you feel 100% confident in the process, and have an experience so good you’ll be referring us to all your friends too.
GET THE MOST FROM YOUR MORTGAGE.
Royal Oak Finance experienced mortgage brokers provide complimentary mortgage reviews.
Refinance is a method for you to understand your financial position, review your financial objectives and investigate opportunities to grow your financial position and realign with your goals.
Our mortgage brokers utilise their experience & systems to demonstrate any savings and will access any special rates and discounts so you can achieve your financial objectives sooner.
LET’S PLAN FOR YOUR FUTURE.
With an SMSF you can enjoy the benefits of investing in your future while maintaining control of your SMSF & future.
Commercial and residential real estate investments through an SMSF is an opportunity to grow your property portfolio within your fund and get access to other benefits like tax reduction, reduced fees and higher returns.
TAKE CONTROL OF YOUR FUTURE.
Royal Oak Finance are certified mortgage brokers, and we use existing property to leverage your financial position & acquire investment properties.
Our approach is to focus on you and your objectives, and we use our experience to secure you the finance that aids in building your property portfolio for wealth creation.
Our team partners with a trusted panel of independent professionals; alliances designed to benefit our customers.